"AI is a tool when it comes to AI art"
I find that rather dumb. Because tools are made to help people. You use a hammer to nail things, for example. You don't leave the hammer to do all the nailing by itself. If your only involvement there is just with your prompt, then you didn't do anything, the computer did. This would be like saying "I commissioned a drawing from this artist and told them what to do, therefore I made this drawing and this artist is a tool".