Chiropractors.
this post was submitted on 20 Aug 2023
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Asklemmy
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Tipping in restaurantsβ¦pay the workers.
Yep, tipping is fundamentally unethical.
The stock market and publicly traded companies. The idea that a business that is making consistent profits isn't good unless those profits are increased each quarter is asinine. This system of shortsighted hyper focus on short term quarterly growth for the sake of growth is the cause of so much pain and suffering in the world. Even companies with amazing financials will work to push workers compensation down, cut corners and exploit loopholes to make sure their profits are always growing. Consistent large profits aren't good enough.
First Past the Post voting at elections.
Car based infrastructure
the stock market
capitalism
Unpaid overtime.
Framing "fulfilling your contract" as "silent quitting".
In what other context would be "delivering what's in the contract" anything less than satisfactory?
When I buy a litre of milk and the box contains exactly a litre of milk it isn't "silent stealing" either.
Car insurance Health insurance Dental insurance
All insurance really
Also renewing license plates/licenses
Basically if you need to make a yearly or monthly payment to keep using something it's a scam in my eyes.
I can tell you've never needed insurance or some kind of licensing system.
This changes.
Quite the contrary
I have all of these things. I just wish i didn't need them in the first place. Not sure how my comment made you think that.
So by saying you need them you are saying they're not a scam
Homeopathy?
Is it normalized? I very rarely hear anyone taking homeopathic medicine or advocating for it. But I live in Norway, so maybe this is a thing elsewhere?
In Germany, a lot of medicine can only be sold in very regulated apothecaries. Those stores are allowed to recommend and sell homeopathy. There's even a state-exam for homeopath. Though for that you only have to demonstrate you won't kill your patients, not that you can actually help.
Getting paid every 2weeks (what the old times told me)
Really? Is that a thing? Where I live getting paid per month is the norm. Some people get paid per 4 weeks instead of per month. But I don't know of any trade where payment per week or twee weeks is the norm. Stuff like rent, mortgage, water, gas and electric etc. is all done per month. So it makes sense to match the income cycle to the bill cycle.
Puts living paycheck to paycheck in perspective. I can image not getting ends to meet on a monthly basis. But if you can't afford the next week, you have basically nothing.
I know there is a lot of overhead with payroll where I live, so if companies would have to do it more often, that would be pretty expensive. There are a lot of rules and regulations, so it takes a lot of work to do it right.
Weekly payment was quite common in the past, the norm 100 years ago. But it is not anymore.
That we are not paid for our browsing data, app data, etc.
You are paying for the "free" service with that data. Why would they pay you? That makes no sense.
What about when you pay for the service but they still collect your data?
Income tax
High tax on humans, low tax on companies and property
Mortgages needing to be renewed every 5 years so that banks can jack the the interest rate. Cap residential mortgages at 25 years max and 2% interest for the duration.
Why would any institution give you a mortgage on those terms?
Because it doesnβt matter the company. A bank creates money if you apply for credit. It just have to have a fraction - say 3% - real money to store at a central bank account. Then they literally type the numbers on your account. Money created!
So, for a bank, it doesnβt matter if you apply for 5.10.20 years. They get the interests anyway. May be there is some weird financial acrobatic behind the 5 years target. However, here in Germany itβs pretty common to get a 20 years credit.
The hell are you on about, reserve banks can create money, but a retail bank borrows it from someone else and loans it to you.
And if that "somewhere else" can get a better deal elsewhere, they won't loan it to the bank in the first place.
No retail banks create money while they grant a loan - itβs called book money creation https://www.geld-und-geldpolitik.de/en/banks-and-book-money-chapter-3.html#nav-vier If you wanna get rich, start a bank
Real estate agents
You mean them in general or the percental cost they take?
Printer inkt. In our shop people are still buying them for a way to high priceβ¦
Then stop selling it???
Windows. You pay ~100β¬ just to give your personal data to MS and get a bloated OS that will use all of your resources. Even MacOS is a more fair deal than this.
Diamonds.
This is pretty common knowledge these days.
I didn't know it.
For my enlightenment, can you tell me how a diamonds monetary worth is properly established so I can check if I'm to pay overprice?
Just avoid buying diamond jewelry. They dramatically lose value as soon as you walk out of the jewelry store.
SaniFair is a scam that every German is aware of yet it's normalized.
Shampoo