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I don't think that's an example. People housing others in their own homes isn't an example of the perfect solution to homelessness. I don't know if we have a name for that fallacy but it's kind of a "put your money where your mouth is" fallacy. If you aren't willing to give up a lot for the solution, you must not really believe it is a problem/solution.
People being against the ACA because it isn't single payer health care is an example of the perfect solution fallacy. Or people being against a $15 minimum wage because it really should be $25 now.
It's a bad faith argument and a strawman. They don't actually think it's reasonable for anyone to do that or think the other person is suggesting that. They are setting a person up as a hypocrite despite that obviously being an insufficient and inefficient solution to the housing crisis.
It's also a false equivalence. The government helping to house people is absolutely not the same as private individuals sharing their homes.
Is this a "fallacy" or is it an "angle"? Probably it is little more than straw-man attack, because you know even homeless people need actual homes not just places to crash, and it is also a form of ad hominem attack that typically targets progressive/social change demands (do you really hear that often the opposite, like "if you hate homeless people that much, why don't you support gassing them?"). I don't know if people call those fallacies these days, I tend to see them as tactical conversational attacks. A fallacy is sth you can easily fool yourself with.
Well, fallacies originally were not meant to fool yourself, but to win argument by any means. So you are describing a fallacy, even if it's not called that
Fallacy means sth in the effect of "cognitive illusion" as in "logical fallacy", not a rhetorical strategy. The difference is the intent of the speaker. A rhetorical strategy can be deceptive, or tactically motivated, a logical fallacy is more like a form of apparent naivete and common paradoxes. When there is intent to deceive and/or win at all costs, there is "prevarication" or "sophistry" instead of "fallacy".
You're right, I mixed up sophistry and fallacy. Better check next time
it does have some qualities of Nirvana fallacy in that it implies my support for a policy is inadequate unless I provide a perfect, personal solution. but thanks for your response.