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Trump and the GOP are directly responsible for killing the part of ACA that required people to have insurance in 2017. That is what allowed all the young healthy people to drop their insurance which caused costs to go up for everyone else. It de-socialized it.
Source: https://en.m.wikipedia.org/wiki/Tax_Cuts_and_Jobs_Act
That's sort of true, sort of not. The insurance companies were foaming at the mouth for this. It means they are unchecked in their march towards profit.
This was going to raise the price of medical care regardless of whether healthy people were in it or not. We have an aging, fat, sick society and they require very expensive care.
This is the exact reason why the mandate existed. Having all the young and healthy people paying into the insurance as well offsets the costs. That being said it would have been far better to have a public insurance run by the government that wasn't beholden to profit. AKA M4A
We can send billions to Israel to start WW3 with. But we can’t give health care to our own population.
God I hate this country. Especially the leadership
I'm 100% for universal health, single payer, or whatever gets health insurance companies out of the game.
But even if healthy people were forced into the system the ACA still makes private insurance unaffordable for regular people. If you don't have an employee who's sponsoring it, you're fucked.
No one needs healthcare insurance, until they get sick or hurt. Do you have some knowledge of immortality and invulnerability the rest of humanity isn't aware of?
If you were that poor the ACA would pay for your health insurance for you...unless you lived in a state that decided to reject the free money the Federal Government gave states to pay for poor people's coverage. If thats your case, your issue is with your elected state government.
I can’t quite remember all the details, but since my friend was still living with his parents he had to pay for the “catastrophic” insurance since he was over 26 and didn’t work with a company that offered anything. He might have been unemployed at that point. I think it was only $75/mo or so but I wonder if he just filled out the form wrong.
From Healthcare.gov (the ACA, aka Obamacare, website):
"Medicaid expansion & what it means for you. Some states have expanded their Medicaid programs to cover all people with household incomes below a certain level. Others haven’t. Whether you qualify for Medicaid coverage depends partly on whether your state has expanded its program.
....AND...
"If your income is low and your state hasn’t expanded Medicaid: If your state hasn’t expanded Medicaid, your income is below the federal poverty level, and you don't qualify for Medicaid under your state's current rules, you won’t qualify for either health insurance savings program: Medicaid coverage or savings on a private health plan bought through the Marketplace."
source
States were given money when the ACA was implemented to expand the Medicaid. Many red states turned that money down choosing to let their poor residents continue to not get any healthcare coverage. Was that your friend's state?
Oh I had thought my state expanded Medicaid but during the pandemic I was rejected for having savings despite being on unemployment
It's so frustrating when you get shafted for being financially responsible. I had a severe malignant melanoma removed and the Dr's association refused to accept less than $200 per month payment after they saw I had an emergency fund in the bank.
At the time I was making $36k per year and my wife was in school, so negative income. $200 per month would have ruined our lives. So I told them they'd never see a penny and took the huge credit hit.
Virginia, so a bit of a wildcard.
The youth is already paying for the elderly. It’s called Medicare. The real question is whether the young people who are healthy pay for those that are less lucky.