this post was submitted on 05 Aug 2024
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[–] catloaf@lemm.ee 8 points 3 months ago (2 children)

You can already do all that with a credit card, and your bank is more likely to side with you. Why not just use that? There's several decades more regulation on credit cards, too.

[–] mundane@feddit.nu 3 points 3 months ago

Mostly convenience, the Klarna app is miles ahead of what my bank offers.

[–] Murvel@lemm.ee 1 points 3 months ago (1 children)

That's not even true. Oftentimes, the debit card transaction is completed long before the product arrives...

[–] Crashumbc@lemmy.world 0 points 3 months ago (1 children)

You should never use a debit card, at least in the US. Always use a credit card.

[–] Murvel@lemm.ee 3 points 3 months ago

Debit cards are defacto standard in the EU, far fewer uses credit cards.