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"Grow"
Story time! Back in the year of 1999 I took out a student loan for $5000. I didn't actually need the money for that semester so I put the money directly into a CD that had like 4-5% interest on it. When I finally needed the money like 2 years later for my senior year of college, the interest on the CD had paid for the interest of the loan. More surprising I was able to fill out the loan paperwork and the CD paperwork at the same time with the help of a bank representative. These days I've had $4000 sitting in a rolling ladder CD for almost 8 years and barely made $200 back in interest. It's pathetic and not really a mystery as to why people don't bother to save money anymore.