It isn't about it being a loan. It is about attention, care and respect. That is why I wrote favor/attention. You won't be friends with someone who doesn't in any way show you that they care/respect you.
Edit: just to be very clear, the gift is an example of you expressing care, in my example. It is not necessarily a gift, it could be helping them move, or anything else that expresses some level of care.
You don't expect me to care for you, so you are probably not upset when I don't hold open the door for you when you are 4 steps behind me. But if your friend would do the same (assuming that they know you are there) you could take it negatively.
I kinda like the depiction of a man, visually disconnected to life and focused on wealth/social norms, asking for the meaning of life from a guru instead of seeking out his own meaning, highlighting the consumer/capitalist mindset of the man in suit. And the guru is taking advantage of the flaws of the man to radicalize him and eventually making bringing death the meaning of the man's life. Assuming the man is American, potentially even bringing his own death.
The perversion of life itself in the society that we all know too well.