Unfortunately the official inflation number doesn't represent real world price increases on necessary goods, which often outpace inflation.
Your returns start producing their own returns and eventually it snowballs.
And almost nobody is, or the credit card companies would be broke instead of trillionaires.
Every expense delays your retirement. If you need $60k per year to retire, and you buy a $60k car in your 30's, congratulations, you just delayed your retirement by over a year. Very few people think about that stuff in their 20's and 30's, but I promise that your 40's and 50's are just around the corner, and you'll be thinking about it a lot by then.
We used to drink a quart of cheap beer in the parking lot before we went to the nightclubs. We had spares in the trunk for later if we sobered up too much.
All of them.
You can absolutely rent your house out while it's still under mortgage, most rentals are not paid off. The profit starts coming in later. 10 years from now your mortgage will be the same, but rent will be $1000 more per month. Plus you're getting someone else to pay off a major asset for you.
Carpet is really nice when it's brand new, and then it's never nice again.
I was always soooo very hopeful and excited about a future where we're linked to our computers and the internet through chips in our brains. I did not realize back then just how poorly the future would turn out, where companies like Facebook and Elongated Muskrat would be the ones pushing that link. They'll likely spy on your thoughts, push ads straight to your brain, and require a subscription. If you forget to pay your subscription then you wake up blind or paralyzed until your subscription is reactivated. What a sad future we've found ourselves in. All of the dystopia, none of the toys.
Not even once. Noxema actually made acne worse!
I mean physical tunnels from the front or side of the case directed at the cooler heatsink to direct outside air directly onto the heatsink. There were tons of different designs for that concept back in the day, but you don't really see it very often now.
And they make a shit ton more money on interest charged for balances carried.