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New Biden Administration Rules Aim to Hold Insurers Accountable for Mental Health Care Coverage (www.propublica.org)

submitted 1 month ago by jeffw@lemmy.world to c/health@lemmy.world

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[–] protist@mander.xyz 13 points 1 month ago (2 children)

It's crazy to me that insurers resist paying for mental healthcare so hard. Mental health care is dirt cheap compared to physical health care. A night at an inpatient hospital and pro-fees cost a private insurer a very low four-digit sum, depending on the contracted rate. I think the highest reimbursement rate I ever saw was about $1K per diem. A night in the ICU plus all the fees and meds can easily rocket to 5, maybe 6 figures.

Even more perplexing is that getting your mental health taken care of often positively impacts physical health and self-care, reducing insurance costs over time. I guess over time is the problem, because no one cares about saving money in the future, just right now.

[–] osaerisxero@kbin.melroy.org 10 points 1 month ago

You also forget that much of the current cost of health care is because of insurance, so segments where insurance refuses to operate like mental health care would be largely insulated from that inflation. It'll be prohibitively expensive even with insurance in short order once it's required to be covered.

[–] Soup@lemmy.world 2 points 1 month ago

Ah but you see: That doesn’t cause people pain and they can pretend it doesn’t exist in ways that one can’t when staring a broken bone.

Remember: Business people are largely stupid but they have enough money and power that no one in this shit system can really say no and they never feel enough consequences to accept that they’re wrong sooooo

[–] TachyonTele@lemm.ee 5 points 1 month ago* (last edited 1 month ago)

Insurance hardly pays for physical health care.

[–] formergijoe@lemmy.world 2 points 1 month ago

I can't wait for Ken Paxton to sue the Biden Administration to make sure those poor insurance companies don't have to help pay for their pesky customers' healthcare! /s

[–] blindbunny@lemmy.ml -1 points 1 month ago

What a softball. Free Medicare for all or go fuck yourself b dawg.