How the fuck much are they making that it is still worth it after taking $40k off the top?
this post was submitted on 24 Apr 2025
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It's probably in NYC or San Fran if that's for one kid. Both parents could reasonably make 100-200k around there.
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(3 replies)
Sadly, I could see this convincing people desperate enough for cash...
I saw ads before Christmas incentivizing people to refinance car loans and get cash in hand :<
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He is rich and has no reference for the price of everyday items
It's one year of daycare, Michael. What could it cost? $5000?
Do we get to choose how it’s distributed? Here are some fun options I came up with.
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$13.69 per day for a year. (Nice). About $419/month. Maybe they could round up to $420 because they stale internet meme culture is hip
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$0.76 per day for 18 years. A guaranteed $22.80 per month for an entire childhood
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$5000 lump sum. I can’t find any widely accepted figures for average out of pocket cost of prenatal care, child birth, and infant health visits. I’ll wild ass guess it a at covering 20-75% of those visits for people who have insurance. For people without insurance, looks like an uncomplicated vaginal birth averages $14k. But again huge variations in price
What’s stopping communal childcare from becoming a thing again? This is how working parents did it for thousands of years.
The grandparents who would have been available to watch the children are still working at 65 because they can't afford to retire.
Well luckily this won’t be a problem since we won’t have the money, space of career stability to have kids until we’re 40 anyway. By then they’ll have no choice but to retire.
I imagine a mix of the already diminished size of extended family units, and the liability implications if it's outside your own family unit.
You're essentially just describing an unlicensed daycare if it's not a family member, and those exist.
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A lack of communities. Communal child care works great when you live in a village and you know everyone and most people around you are related to you.
We don’t have that anymore. People live in suburbs where they don’t even want to talk to their neighbours. Their relatives live far away, potentially in other provinces/states or even other countries.
Heck, a lot of people don’t even like their own relatives!
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