this post was submitted on 11 Nov 2024
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I'm an elder millenial and I'm firmly in the same boat. Nothing to inherit either since my parents don't have property. I consider myself 100% in the camp of the youth, including gen Z. I will have to work until I die.
For sure. Rent is at least 40% of the wage, savings accounts have less interest than inflation, houses lock you in for at least 30 years of debt (if you can even come up with the minimum to get a mortgage), switching jobs gets you higher wages but are still not enough to buy a house, ...
Don't worry, those predatory assisted living facilities would have wiped out everything they ever worked for anyway.