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Insurance is by definition not gambling. It is only indemnity. The reality is that without insurance you are gambling that you'll get to keep the money you didn't spend on insurance and not be financially ruined.
Insurance is gambling because I’m betting that if I get cancer I get a payout larger than the amount I wagered by buying insurance.
That’s not how health insurance works. You would never get more than your medical costs and would almost always get less.