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SMS is fine for 2FA, as long as you can't use it for anything else, like a password reset.
Once the SMS is used for account recovery, it's now 1FA with a terrible security hole.
If you have complex, single use passwords, and have SMS 2FA, then it's pretty ok. Not the best security, but at least better than a most.
Obviously offline time based passkeys are better for the 2FA, but typically the real problem is how to get into an account if you've lost one part of your login.
Oh yeah? Post your bank customer number and your telephone number on here and see how fast your account gets drained without you even getting a single confirmation code SMS.
How would they get past the other factor, the password?
If you're gonna say "SMS can be used to reset the password" then it starts to sound like you're complaining about insecure password reset processes, not 2FA.
Some people really don't understand layered security.
Too many of them are programmers.
Password are routinely stolen, then bought and sold on hackers' marketplaces. That's how.
Yes, but that argument can be made against TOTP too.
SMS 2FA is less secure than TOTP, but still better than no second factor, since most criminals with access to a password database aren't able to take over your phone number (on a large scale).
With most services allowing some kind of password reset over SMS, I also prefer no 2FA over SMS 2FA. I already lost an account because I changed my number.
Is this via SIM cloning?