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Isn't that a year before house prices and mortgage rates dropped to all time lows?
Yeah. But it was hard to actually house shop due to COVID restrictions, precautions, and such. I did refinance my mortgage in late 2020 (less than a year into it), though, since rates had dropped so much.
Oh yeah, forgot about refinancing. So you were still able to take full advantage of that.
For me it was an extremely lucky circumstance that my company's stock hit an all time high at the same time that mortgages hit an all time low (well, not entirely luck, both events were due to covid). I would have never been able to buy a house in my area otherwise.