A Boring Dystopia

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A millennial couple who make $250,000 say they can't find a home in their budget: 'We refuse to become house-poor' (www.businessinsider.com)

submitted 3 months ago by return2ozma@lemmy.world to c/aboringdystopia@lemmy.world

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[–] elrik@lemmy.world 6 points 3 months ago

They mention not wanting to pay more than 30% of their budget to mortgage costs, which they stated with "$5,000 being 50%", which means their real adjusted income is closer to $120,000, not $250,000.

It's entirely possible that after about 30% effective tax, they're left with $175K net and set aside $55K for savings (retirement, college, etc).