A Boring Dystopia

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A millennial couple who make $250,000 say they can't find a home in their budget: 'We refuse to become house-poor' (www.businessinsider.com)

submitted 3 months ago by return2ozma@lemmy.world to c/aboringdystopia@lemmy.world

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[–] ShepherdPie@midwest.social 2 points 3 months ago (1 children)

You could pump up your 401k contributions in order to lower your taxes and then take a loan out against your 401k for the down-payment. It's a little risky in that if you lose your job they might request you to pay off the loan but I've had a few coworker do this in order to get a house.

[–] Krauerking@lemy.lol 1 points 3 months ago

My 401K was completely emptied during covid cause I couldn't survive otherwise especially on $600 a month in unemployment. And I just now have started back into it as of last month after getting a new contract.

So I could make myself extra poor now and lose any liquidity so I can maybe eventually save up to take a loan I will certainly be fucked by on top of my mortgage I still can't afford per month?

Look its an honest idea and thank you but hell no.