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this post was submitted on 07 Aug 2024
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Why in the world would they do that? Has anyone ever seen their credit APR decrease, ever?
Jesus. We could only hope. I just bought a new car and I know it’s not a credit card, but even with my credit score in the 800s and a third of the vehicle price downpayment, the payments are fucking ridiculous at almost $600 all because of APR! I shopped around for financing too.
Maybe I missed something and am an idiot, but that’s what everything was telling me and even after applying with my bank, seeing what the dealer would offer, and checking some other sources, 5.8% was the best I could get.