Do I pirate? Yes.
My philosophy? I don't wanna pay for it.
Honestly, with the exception of abandonware that can't legally be bought anywhere, piracy can't be legitimately excused. If you do it, you do it because you want something that you should pay for, but don't wanna. Which is a choice you can make, I won't hate you for it, but own that instead of pretending that you have a logical moral argument to getting it.
Wow, finally, a doll for me!