Thorny_Insight

joined 8 months ago
[–] Thorny_Insight@lemm.ee 2 points 6 hours ago* (last edited 6 hours ago)

Yeah I've listened to him, Dave Ramsey and others as well. It's what originally got me into investing around 6 years ago. I should've started way sooner..

[–] Thorny_Insight@lemm.ee 6 points 6 hours ago* (last edited 6 hours ago)

I guess this is essentially a philosophical question. Kind of like "would you defend your country?"

You can say you would but how could you ever really know unless the situation actually arises? Perhaps it's just my ego trying to convince I'm notably different from others.

[–] Thorny_Insight@lemm.ee 2 points 7 hours ago

Isn't that what self-determination and non-conformity is about?

[–] Thorny_Insight@lemm.ee 3 points 7 hours ago (1 children)

I'd definitely eat one

[–] Thorny_Insight@lemm.ee 7 points 8 hours ago* (last edited 6 hours ago)

Keeping large amounts of cash in the bank is not a very smart financial move. Due to inflation, you're effectively losing money. You should have enough cash to get you through a crisis without needing to touch your investments, but the rest should be put into low-cost index funds, for example. I "earn" more from interest each year than the vast majority of people can save from their wages. In my opinion, working-class people can't afford to miss out on the phenomenon of compounding interest. That should be taught in schools. Other than owning a house, it's basically the only other way to generate any significant amount of wealth for average person.

[–] Thorny_Insight@lemm.ee 6 points 8 hours ago (1 children)

The way I think about it is that being "rich" means having a lot of money in the bank, whereas being "wealthy" means having enough investments to live off passive income indefinitely. Rich people can still live effectively from paycheck to paycheck, while a wealthy person's wealth is tied up in assets. This means they can't necessarily splurge a ton of cash on a yacht or similar luxuries, but they can live comfortably off the interest without having to work. Billionaires, on the other hand, are a whole different animal because they can afford to do both and much more.

[–] Thorny_Insight@lemm.ee 7 points 10 hours ago* (last edited 10 hours ago) (2 children)

I'm self-employed contractor. I make enough to buy whatever I want, and I have plenty of savings. However, I often find that my anxieties boil down to finances. Even though things are good now, I'm always worried something bad might happen in the future. With enough money to retire, I wouldn't need to worry about that anymore and could move on to worrying about other things, like my health and such.

 

Of course, I'd do all the obvious things, such as getting a bigger house, a newer car, and quitting work, but beyond that, I have no interest in an extravagant lifestyle—or at least that's what I tell myself.

By a bigger house, I mean one typical of upper-middle-class living. I've watched plenty of videos of people touring million-dollar mansions, and they all look too big, open, and sterile to me. I've seen cozier tiny homes than those. And by a newer car, I mean a 2017 model or so instead of the 2007 one I drive now.

Really, give me a nice cottage by the lake with some land and a big garage for all my tools and toys, and I'm all set. I much prefer the idea of "hidden wealth" over showing it off. I'm just kind of worried that I wouldn't be able to live up to my own expectations if push comes to shove, and there's really no way of testing that. Am I just kidding myself here?

I feel the same way about fame. Many people aspire to become successful YouTubers or such, but the idea of people recognizing me on the street sounds awful.

[–] Thorny_Insight@lemm.ee 5 points 1 day ago

Oh, you're right

[–] Thorny_Insight@lemm.ee 61 points 1 day ago (5 children)

They're not trying to trick people into re-watching videos they've already seen. YouTube generally does a pretty good job of not recommending those videos anyway. They're simply testing which thumbnail/title brings the most traffic. It might seem petty but it makes a huge difference.

[–] Thorny_Insight@lemm.ee 14 points 1 day ago

3 months into running my own one-man handyman business. If this works out it'll be the best decision of my life.

[–] Thorny_Insight@lemm.ee 17 points 1 day ago

This will affect me in about 20 years

 

"You can't intentionally annoy, mock, or harass other members."

Who have I been harassing? What the hell mods?

 

..and do you think that you posting it has a positive, neutral or negative effect on the world?

By content I mean what ever you're posting online. The pictures you post on Instagram/Pixelfed or messages you're writing on Lemmy, YouTube comment section, Facebook and so on.

If you look back at what you have posted in the past year for example, do you consider it to be the kind of content that you would gladly consume if it was coming from someone else? If not, then why are you posting it in the first place?

 

Long story short: completely stripper the hex slot on the back of the freehub body while trying to remove it. It’s incredibly tight. Can I just take a pipe wrench to it from the front or do the teeth seen here on the new part lock with the wheel hub making it impossible to turn?

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submitted 3 weeks ago* (last edited 3 weeks ago) by Thorny_Insight@lemm.ee to c/bicycles@lemmy.ca
 

Blew my freehub muscling up a steep incline. This is why I ride with half of my workshop in my backpack. Had zip ties packed up specifically incase of this happening.

I once snapped a chain and had to walk my bike back home. I never wanted to do that again so I've been pretty much prepaired for anything ever since. Usually it's just flat tire I've had to deal with. Had to fix the chain another time too but had a chain tool and a masterlink that time. So far the greatest breakdown has been when I snapped my derailleur hanger and had to shorten the chain and convert it into single speed to ride home. The freehub had been experiencing skipping for some time now so I can't say I was too surprised when this happened.

 

Ofcourse a 5 meter tall concrete wall would be ideal but good luck building that in the middle of the apocalypse. What do you feel like would be the next best option?

My personal choice currently would be to find rolls of 2 meters tall steel wire fence, locate a secluded hilltop somewhere in the woods near water and pull the fence tight between living trees and finish it with barbed wire on the top, mostly in case of other survivors trying to sneak in.

I'd start by securing a small, maybe 5m x 5m perimeter as the starting point. This can be accomplished in a day and I now have a safe place to sleep in. When I obtain more fencing I would start building a second layer around the first one with about 3 meters of space in between and as my camp grows and I get more supplies I would just keep building additional layers. If there are longer stretches of fence between trees I would add additional posts as well as 45 degree supports to prevent a horde from pushing it over.

Wire fence like this comes with atleast 2 additional benefits of being able to see thru it as well as enabling you to kill zombies thru it with a spear.

 

Despite not subscribing to political communities and having a large number of content filters based on keywords, my feed here is still for a large part all negative articles and ragebait. Elon Musk this and Israel that. Microsoft ruining windows, AI ruining internet, right wingers and capitalism ruining the world, police being racist and shooting innocent people, companies demanding workers into offices, privacy being under constant attack from all sides.. And all this despite the effort I go thru to block that from my view. I can only imagine what the unfiltered feed is like.

I get that this is all important stuff but holy shit it's depressing when that's all I read here every day. Sure, some of it is legitimately news worthy but lets be real here; much of it isn't. It's just to get you riled up and engaging with the post. It's the exact same thing all major social media recommendation algorithms are doing; feeding you content that causes outrage to keep you on the platform for as long as possible. Do we really need to know about every stupid thing Elon says or every police shooting where the victim is black?

It's no wonder so many people, especially younger ones feel absolutely miserable from day to day. It can't be healthy to live like this. I feel like this kind of media diet is pretty much equivalent to eating fast food every single day.

 

Canon EOS 550D / T2i

Tamron 17 - 50mm f/2.8

 

Canon EOS 550D / T2i

Tamron 17 - 50mm f/2.8

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submitted 1 month ago* (last edited 1 month ago) by Thorny_Insight@lemm.ee to c/photography@lemmy.world
 

Canon EOS 550D / T2i

Tamron 17 - 50mm f/2.8

 
 

Canon EOS 550D Tamron 17 - 50mm, f/2.8

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