this post was submitted on 01 May 2025
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Showerthoughts

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A "Showerthought" is a simple term used to describe the thoughts that pop into your head while you're doing everyday things like taking a shower, driving, or just daydreaming. The most popular seem to be lighthearted clever little truths, hidden in daily life.

Here are some examples to inspire your own showerthoughts:

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Most of our financial decisions are already algorithmically driven.

Now with this vision of the near future where e-commerce uses only AI-generated content on apps built by AI developers and AI-agents (soon?) buying it independently, money does not need a human in the middle any longer.

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[–] Sergio@slrpnk.net 1 points 11 hours ago (1 children)

That's not a true statement. It's barely coherent. But it's kinda got a kind of surreal charm to it... like with a bit of work you could turn it into a great science fiction story or a thought experiment.

[–] andallthat@lemmy.world 1 points 7 hours ago

Thanks! I'll try longer showers.

[–] Opinionhaver@feddit.uk 6 points 21 hours ago (1 children)

I disagree with the premise that most of our financial decisions are algorithmically driven. The majority of my spending goes toward necessities that I have little to no control over - mortgage, groceries, utility bills, insurance, fuel, maintenance, and so on. I'd imagine it's the same for most people. Very few of my purchases are something I've actively decided to buy.

[–] andallthat@lemmy.world 1 points 21 hours ago* (last edited 21 hours ago)

Fair enough.... I meant more in the sense of investment/pension funds. Or the fact that the actual value of the bills in our pockets is driven up or (more frequently) down and probably so does the interest rate of your mortgage or the price of your fuel. And maybe not for you, but the algorithms on social media do have influence on what company you choose for your insurance.

[–] Gradually_Adjusting@lemmy.world 3 points 22 hours ago (1 children)

I've had similar thoughts. Feels like money is a bit like gravity, at some point it's completely out of control and distorts the normal rules.

[–] andallthat@lemmy.world 1 points 21 hours ago

I like the comparison. We used to think of the Economy like this hard-to-control, vital but occasionally dangerous natural force, like Gravity. The showerthought was that with the advent of machine models, money has started becoming sentient and making decisions without us.