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Precovid houses I could afford with a weeks pay. Now it's the whole pay check. Ridiculous. Wanna fix the birth rate fix this. I'm tired of being born at the wrong time for everything. It's always some bs.
You mean rent, right? Right?
No, it was ultra cheap in my region. Cheaper than rent. I begged my partner to by a house since it was HALF our rent for a decent 2014 built house with acres of land. But nooo they want to rent for life. Now that I finally convinced them otherwise I can't afford it. It causes alot of resentment for me.
Your partner is a fucking idiot lol.
Sigh SO different goals caused by huge family trauma is the story of our relationship. In this case SO Family never maintained home and it looks like on it's way to a Horders house. Literally Bathroom has been torn up for 10 years no work done outside demo. I can see literal floor below me in some parts. And if I offer to help one weekend to finish omfg watch that volcano. Its like reality TV with all the emotions. So the idea of having someone else maintain property was a plus in that traumatized mind. I could go on but I know I'll reach text limit 6x.
You're not making sense. What is the difference between "a weeks pay" and a "whole pay check"?
i agree is not clear, but i assume this person means 1 week pay vs full month salary to pay for mortgage, since the increased house prices and interest rates, a double whammy
Oh sorry monthly. Price rose to 3x initial monthly value. So not quite my whole pay check but basically.
Most people are paid bi-weekly, so every 2 weeks. So the mortgage cost pretty much doubled for them.
Just chiming in, most people in the world are not paid bi-weekly, monthly seems to be more of a default.
so to put all pieces together:
most people are payed once only after having worked for it three times that value.
My mortgage payment is $1k at 3.5% interest. That is a 15 year mortgage that I have 5 years left on and the payment includes escrow (taxes and insurance) it was in the $850/$900 range but taxes and insurance have increased.
This is a 4 bedroom/2.5 bath with a 3+ car garage in a small town near a largish college town which is 15 minutes away.
We may be getting an advanced transportation research facility as well.
https://ict.illinois.edu/in-the-news/U-of-I-autonomous-vehicle-track-is-building-the-future-of-mobility
There are "better" communities in the surrounding area with much higher prices due to very high school rankings.
I hate you. Not really but we're looking at 4 times that if we want to buy.
To be fair my home value has doubled and my taxes and insurance are only going to keep going up. If I sell I'll be in the same boat as you and probably couldn't afford to buy something else.