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I don't know your circumstances, and it's your money to do with what you like, so I'm sorry if this is unwelcome or inappropriate advice, but if you are living paycheck to paycheck, there are probably better priorities for your money than the newest generation of OLED monitors. Which is basically what you are saying, but I know how easy it is to fall into the trap of "keeping up with the joneses" on internet comments, and someone reading the comment and then buying a new generation OLED monitor at the expense of building their emergency savings because they can "afford" it without some serious thought and reflection on what that decision means would be tragic
There's a reason I'm still using a seven year old monitor thats half broken and artifacts in the cold, lol. Hence why I'm looking forward to price reductions.
I only have one hobby and thats PC gaming and a bit of scripting. I don't sub to services, I don't have needless bills. It is what it is. :(