this post was submitted on 01 Dec 2024
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Late Stage Capitalism
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If your bank is charging you for having a low balance, then you need to change banks. There's tons of banks and credit unions out there out there that don't have a minimum balance fee. Some banks won't even charge you for overdrafting. Stop being loyal to a company that goes out of its way to screw you over.
Don't use a bank for personal finance, period. Find a non-profit credit union. You'll have lower fees, better interest on loans and higher interest on savings, and better customer service from a financial institution that's not allowed to have shareholders mining you for profit.