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“I Don’t Want to Die”: Needing Mental Health Care, He Got Trapped in His Insurer’s Ghost Network
(www.propublica.org)
this post was submitted on 08 Sep 2024
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Imagine you have to choose a health insurance company to be insured with like you choose a credit card (Visa, Mastercard, etc). Many doctors (shops) only accept certain insurance providers (cards) due to fees and other regulations.
The problem described in this article is when your insurance lists doctors that you can go to that will accept your insurance, but most of them have gone out of business or actually don't accept your particular insurance anymore.
To make things even harder, a lot of people don't really have much of a choice which insurance provider to use because of cost. I can't afford insurance outside of what my employer offers.