this post was submitted on 12 Aug 2024
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Degrowth

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[–] LifeInMultipleChoice@lemmy.dbzer0.com 3 points 2 months ago (2 children)

How could your net worth be -700k do to a mortgage, wouldn't the asset offset the debt, so unless you owed 700k on a house post it being repossessed the $x house would be net zero or positive in most situations when you purchase, unless the house devalues faster than the rate at which you pay it off?

[–] Fenrisulfir@lemmy.ca 3 points 2 months ago

Yes you’re correct. The asset offsets the debt. It was a joke but it does feel like that at times. Hopefully it’s paid off by the time I retire

[–] DancingBear@midwest.social 1 points 2 months ago

Home owners don’t know what they have