this post was submitted on 08 Aug 2024
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Privacy

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Banking apps seem to be a motif among things that don't play well with privacy ROMs. My bank's website does everything I could want out of it. I think I might be ignorant to something.

  • What about banking apps is especially compelling?
  • How often do banks put must-have features behind an app?
  • And should I be concerned that banks might move away from offering services through browsers?
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[–] lemmyvore@feddit.nl 2 points 1 month ago* (last edited 1 month ago)

Things you can't do with the website:

  • Login with biometrics. Wants password and 2fa each time. As it should, but it gets tedious, especially when I want to confirm online payments (which need to be confirmed inside the interface after you login).
  • No contactless payments. You can enroll a card into Google Pay but fuck Google, I don't want them seeing what I buy.
  • No notifications, hope the bank is willing to send SMS instead.
  • Bit more tedious to send money to someone because the website can't look up contacts by name, have to look them up separately and copy the phone number over.