this post was submitted on 02 Aug 2024
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Unpopular Opinion

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it is regulated by many the same groups who utilize the system, and so it is inherently corrupt.

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[–] CarbonatedPastaSauce@lemmy.world 15 points 3 months ago

My 401k balance disagrees with you.

The system is deeply flawed but I’m still going to retire with several hundred thousand dollars more than I would have if I had just put that money in savings.

Don’t let idealism blind you to reality on decisions that have such far reaching consequences for your life. Put your money in index funds and vote for people who say they will improve the system.