lol No shit CNN. What story is next, Water is wet, or maybe, Don’t stare at the sun?
this post was submitted on 03 Feb 2024
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I did the math and it would take me roughly 90 years to pay off a 2 bedroom fixer-upper.
Surprise twist, said fixer-upper is the place I rent currently.
Double surprise twist, I pay more in rent then the mortgage for this place, but don't qualify to buy my own.
I'm stuck in the renters purgatory.
There are more twists still, but those are too personal.
it would take me roughly 90 years to pay off a 2 bedroom fixer-upper.
I live in a 1,200 sqft 2-bedroom house and it cost me $60k at the height of the market. It's not even a fixer-upper.
You just think you're entitled to live in places you can't afford.
That's awesome. Mine is a 1,400 sqft 2-bedroom valued at $1.2M. My landlord hasn't raised rent in 7 years so I'm paying under market. (Don't tell them)
Our city has a real big problem over here with homelessness. Downsizing isn't the solution it used to be when single/studios are roughly equal or more expensive than 70yo homes.
Have you considered moving somewhere where demand is lower and supply is higher?
These would result in cheaper prices, but you'll have to get over your entitlement.
People can’t move for a variety of reasons. Job. Family. Plus it costs a shit ton to move sometimes, especially if you’re moving far away. Seems like you’re the one being entitled. ‘Just move!’ has big ‘if they don’t like the country, they should just leave!’ energy.
Also, often there’s a lot of availability and cheap houses in certain places because the local economy is shit and so there aren’t any jobs.
The sheer "entitlement" of
- Not wanting to lose social network
- Not wanting to lose a job
- Not being able to pay double rent + deposit + moving costs all in the same timeframe
The "just move" crowd is so weird to me.
Why should you get access to things you can't afford while other people do not?
The whole point is that "just move" is certainly not a silver bullet, it should not be a thing at all, and it can be literally impossible for some people. What we need is rules against people being extortet out of their money via rent. Because that is what "not being able to afford" a place that you could afford previously is.
Well, good luck waiting for that to happen.
Well with that attitude nothing is ever gonna get better
It doesn't matter what attitude we have unless there is a massive cultural shift.
And you think sitting back and letting everything just happen is going to cause that cultural shift?
No, why would you think that?
My point from the very beginning has been to take matters into your own hands. Don't sit around and wait for other people to solve your problems for you.
No your point was to "just move" and being less "entitled". This is obviously a solution with a lot of flaws for a problem that is very much man made. Telling people to "just move" ignores this and dismisses the need for an actual solution, where the actual solution can only be implemented by banding together and not by individuals.
Can you think of another way to take matters into your own hands?
Right now it looks like you're just waiting for other people to solve your problems for you.
Can you think of another way to take matters into your own hands?
A few actually, None of them currently legal.
Do you know why they aren't legal? Because the whole deal with representative democracy is, in the end, to wait for the people that I elect to solve my problems. Because it is tedious and time-consuming if I have to fight every battle on my own. It's also unfair because most of my problems exist because of unfairly distributed wealth, which makes the fights I'd have to take quite unbalanced. Acknowledging this has nothing to do with being lazy or cowardly it's just a reality. A reality that you can run away from by "taking it into your own hands and move into less desirable regions" or you can try to change the rules that allow the problem to exist in the first place.
It’s also unfair because most of my problems exist because of unfairly distributed wealth
I mean, you support the disparity in wealth when you think you deserve more before others who have less.
If living in cheaper areas isn't good enough for you, why should you get more before the people who live in these places? You already have more than them, but you think you deserve even more without being able to afford it.
That's textbook entitlement and hypocrisy. This is why you people get mad whenever I suggest moving to cheaper areas. You don't want to acknowledge your own contribution to the problems.
I mean, you support the disparity in wealth when you think you deserve more before others who have less.
That is just... mathematically wrong.
If living in cheaper areas isn’t good enough for you, why should you get more before the people who live in these places? You already have more than them, but you think you deserve even more without being able to afford it.
What you are doing is textbook for trying to make the lower classes fight amongst themselves. Yes there are disparities between the people belonging to one class but they are way way smaller than the disparities between the classes. It's also a strawman argument. Just saying "I don't want to be priced out of my home" is not asking for more. It's literally asking for no change.
That’s textbook entitlement and hypocrisy. This is why you people get mad whenever I suggest moving to cheaper areas. You don’t want to acknowledge your own contribution to the problems.
I get mad because you identify the wrong problem. The problem is not with people not wanting to leave their homes the problem is with the system pricing people out of their homes.
And that shows how deeply flawed representative democracy is and how much of a failure it is at protecting people's best interests.
Next society we build should be a network of direct democracies.
I'm not sure that particular problem would be solved better in a more direct democracy. The issue is that a lot of people consistently vote against their own interests, which would have the same effect in both systems
High time we break out the guillotines.
Brit here. I’m 43, earning more than I ever have and have basically no hope of ever owning a home.
And Canada has been struggling with this for something like a decade. I am not Canadian, just adding to what you are saying in how this is not a problem that is limited to the USA.
We have the same problem as the US. Vote team red team or team blue. We have a team orange in Canada, however they're seemingly unable to find strong leadership.
In the USA we get the option to allow the rich to mostly ignore us while they increase their profits, or for them to flat-out enslave us while they increase their profits. Truly the worst time-line:-(.
German here. Same shit with house prices here. Unbelievable expensive. Netherlands, Denmark, Swiss, France all the same. All out of the cheap money/ interests thanks to Lehmans & broker bros.
The only country where housing is affordable is China. They built way too many apartment buildings. Entire ghost towns. People are fucked there as well though. Standard people lost a lot of money. Crazy world.