Your solution is literally just "give money"? That only works in some instances, where a person is struggling because of bad luck or whatever, but has a desire to improve their situation. But if they are a substance abuser or are mentally ill, money isn't going to help like housing would, since they either don't know what to do with it, or they prioritize drugs over shelter.
Lefty Memes
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I'd say with those people you just need to give the money to a care giver instead of directly to the person... But it's still just giving money without making them jump through all kinds of dehumanizing hoops
Yeah that or provide housing and help for their addiction or mental issues. Money doesn't help them at all. People need shelter and food more than they need money. Money is just a means to store value and make transactions, and in their case, those transactions are food and shelter, so why not provide those first? It doesn't help to give the societal currency if you aren't equipped to exist in that society anyway.