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12 is in a weird cybersecurity limbo. It's supposed to have a top-notch built in anti-virus and firewall, but Microsoft has said the same thing for Vista, 7, 8, 10, and 11. Yet systems are still getting compromised. If Microsoft included a VPN with insurance guarantee of function, I'd be 1000% on board
Windows Defender is actually really good for the common person. If you're doing highly risky things then perhaps getting better software would be warranted. But if your doing low risk activates, Windows defender is pretty great.
Also, that's not what VPNs do; you can still download ransomware through a VPN tunnel.
Yeah. I know VPN subscriptions have always been too good to be true. It's not like I do high profile stuff on my PC, but VPN subscriptions means a cracked back door which doesn't sit well with me regardless of who or what already has access to my shit.