this post was submitted on 30 Oct 2024
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[–] domdanial@reddthat.com 28 points 6 days ago (14 children)

Basically, grandma bought a house, hasn't paid off the loan, and the house is foreclosed. He wants to buy the house (maybe with his Grandma's blessing) for the remainder of the loan amount. Because the "value" of the house, as determined by the market, is much higher than the amount remaining in the loan, he would have to pay taxes for acquiring a "gift" amount of the difference.

It's complicated because it gets into wealth transfer laws, and how taxes work in a particular system.

On one hand, generational wealth is a real problem because it lets the rich get richer down their lineage especially for the ultra wealthy, but on the other, if my parents want to give me a house that they paid for and own, why should the government be able to demand some 20k in taxes for my inheritance?

[–] Valmond@lemmy.world 5 points 6 days ago (9 children)

Then again, why should you have a house (or billions) and I not?

Your parents maybe worked for it, but you didn't. If your parents are rich, then you have probably had more help in life than someone with poor patents.

This is what I think is the correct way to deal with inheritance, good for you if you get a house btw!

[–] redisdead@lemmy.world -3 points 6 days ago (8 children)

Why does the state, or for that matter any of y'all fuckers, be entitled to my parent's hard work?

They got taxed on their income all their lives. They paid property taxes all their lives. And here you are, looming over their dead bodies, still trying to get your grubby little hands in their pockets.

[–] Sporkbomber@lemm.ee 7 points 5 days ago* (last edited 5 days ago) (1 children)

This is why estate taxes only kick in at a pretty large amount. For instance the threshold for the US federal estate tax to kick in is 13,990,000 dollars and up, for 2025. For the state I live in there is no estate tax.

If you're up in that range and above then you can also be pretty sure that no, they did not pay the same taxes working class people do, they probably paid less.

It's just used as a talking point for Republicans because people like yourself don't realize that by the time it kicks in the recipient is already set for life and people that rich probably weren't paying their fair share into the system anyways.

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